Insurance companies claim to be on your side. They will likely be your first contact following a car accident. They’re looking to speak to you at your most vulnerable. With various means at their disposal, they will try to get you to settle quickly, maximizing their own investments. Regardless of who you’re dealing with, all insurance companies are in the business of making money, not paying out claims. Here are a few of the ways insurance companies will attempt to pressure you into making a mistake.
Waiting – Sometimes, insurance adjusters will encourage you to wait to speak to a lawyer, advising you to receive and think about their offer first. The longer you go without talking to experienced legal counsel, the harder it may be to get you fair compensation for your injuries.
Advise Against An Attorney – In some cases, insurance adjustors will actively advise you to avoid hiring a lawyer. The law can be a harrowing thing to navigate. Following a car accident, it’s natural to feel overwhelmed. An experienced personal injury attorney can help you here. Having someone fighting for you so you can focus on recovery is invaluable. In addition, an experienced lawyer will maximize your compensation, making sure you are in the best position following your case.
Authorizing Medical History – Claim adjustors will often ask for you to sign a medical authorization that can reveal past medical histories. Do not give them the opportunity to do this. Defer all requests to your trusted legal counsel.
Physical and Medical Evaluation – Insurance companies often use computer programs to evaluate a claim involving injuries or send you to a doctor they recommend. You are not data in a computer. If you need a medical evaluation, go to a trusted doctor for your evaluation. You have no obligation to see a doctor they are recommending.